Most people don’t think about minimum balance rules until money disappears from their account without warning. One quiet debit. A small message in the statement. And suddenly you’re wondering where that ₹300 or ₹600 went. That’s exactly why understanding HDFC Bank minimum balance rules 2026 matters more than ever, especially when daily expenses are already … Read more
For more than a decade, one number has refused to move: ₹1,000. That’s the minimum monthly pension under the Employees’ Pension Scheme (EPS-95), and in 2026, it still hasn’t changed. If you’ve never tried running a household on ₹1,000 a month, think about it this way. It barely covers a week’s medicines for many seniors, … Read more
Here’s a question I hear all the time: “My money is locked in PPF for 15 years… but what if I really need it?”Fair concern. Life doesn’t run on fixed timelines. The good news is this—PPF withdrawal rules in 2026 strike a rare balance. They protect your long-term savings while still giving you room to … Read more
If you work for the central government or draw a pension from it, here’s a question worth asking now, not in 2026: what if one single number decided your income for the next decade?That number is the Fitment Factor Hike 2026, and it’s quietly becoming the most talked-about part of the 8th Pay Commission. More … Read more
Retirement sounds peaceful until you start doing the math. Monthly expenses don’t retire when you do. Medical costs rise. Interest rates change. Markets don’t care about your plans. That’s exactly why the LIC Smart Pension Plan 2026 has caught the attention of many retirees and soon-to-retire professionals. This plan, officially known as LIC Smart Pension … Read more
Have you ever issued a cheque thinking the balance would be enough by the time it’s deposited? You’re not alone. Even in 2026, cheque bounce cases continue to flood Indian courts. And here’s the thing—what feels like a small banking slip can quickly turn into a criminal case. Under Indian law, a cheque bounce isn’t … Read more
DA increase in 2026 overall speaks about some relief in the influx provided by the government to its employees, who get monetary help from the 7th pay to keep a fair living standard. As it is presumably the final year of the 7th pay (ending 31 December 2025), going forward, two hikes are expected in … Read more
If you had to park your hard-earned money somewhere and forget about market ups and downs, where would you put it? For many Indians, the answer in 2026 is still the same: Post Office PPF. Here’s the thing. While flashy investment options come and go, the Post Office Public Provident Fund has quietly built trust … Read more
If you have a bank locker, let me ask you something honestly. Do you really know what protection you have if something goes wrong? Most people assume lockers are fully safe and the bank will “handle it.” That assumption caused trouble in the past. Theft, fires, even staff negligence often left customers stuck with losses … Read more
Think back to your first job offer. The salary caught your eye. Maybe the perks too. But gratuity? Most people ignore it until the day they leave a job. That’s a mistake—especially in 2026. The Gratuity Rules 2026 quietly change who qualifies, how much you get, and how fair the calculation really is. If you’re … Read more